IMHO

Just today, the Associated Press issued a brief article explaining that banks such as Chase, Wellsfargo and Bank of America plan on implementing fees whenever a cardholder uses their debit card.

My current bank is Wellsfargo, and I'll be damned if they try and take even three dollars away from me each month, just because I use my debit card to put gas.

I work a part time job as an after school leader for a non-profit and I'm struggling to pay for school as it is.

To have a bank tell me that they're going to charge me for using my own money is ridiculous.

I realize that debit transactions aren't as safe as cash sometimes, but I'm not very good with cash in my pocket.

If I know I've got twenty dollars in my wallet, I'm way more likely to spend it on something unnecessary, or something I see in a store window.

By having by money only in my checking account, it's easier for me to just say no to myself because the cash isn't physically in my hand.

Some consumers have the opposite problem, but I feel that imposing any sort of extra free is a direct violation of my right to have my money contained in a safe place.

It's bad enough that some stores charge you extra just for using a debit card instead of cash.

I certainly don't need my bank doing the same.

While the fees aren't ridiculous, that five dollars a month for Bank of America customers adds up to $60 a year, just to use your own money.

It just doesn't make sense to me in any way, shape or form.

If these banks do start issuing these fees, I'm interested to see how consumers, like me, will react.

I highly doubt that American's will simply avoid all debit transactions.

In life, there are just too many moments when the cash isn't there and you need to pay now.

People also need to realize that if the banks are going to start tacking fees on something like this, who's to say they won't start charging us to use their own ATMs?

I know I can't be the only customer who's shocked by this silly fee.

If they keep on charging for every little transaction, with this depressing economy, I wouldn't be surprised if consumers started stashing money in safes like the old days.